The Rate Architect
AnchorLiveFind your floor rate, target rate, and sustainable hourly range.
Freelance hourly rate calculator that accounts for income goals, taxes, overhead, and billable capacity.
Start with The Rate Architect. Everything else builds from your floor rate, capacity, overhead, and fees.
These tools are active and ready. Start with Rate Architect, then branch out.
Find your floor rate, target rate, and sustainable hourly range.
Freelance hourly rate calculator that accounts for income goals, taxes, overhead, and billable capacity.
Invoice the right amount so you keep your desired payout after platform fees.
Multi-platform fee offset calculator for payment processors and freelance marketplaces with editable preset fee models.
Convert a salary into the freelance revenue you actually need.
Salary vs freelance equivalent calculator including benefits value, PTO, retirement match, and self-employment tax impact.
See how many billable hours go only to tools, gear, and subscriptions.
Depreciation + SaaS creep auditor that converts overhead into billable-hours burden and survival tax.
Map projects by profit vs stress to find gold mines and soul suckers.
Stress vs profit quadrant mapper for project prioritization and client selection.
Calculate late fees and generate a professional notice PDF.
Late payment interest calculator + notice generator for freelancers with jurisdiction-aware rates (later).
These are indexed and discoverable. Use them to validate demand and build the waitlist.
See how moving changes your safety number and required rate.
Cost-of-living hub comparison tied to freelance tax/rate requirements (COL data integration later).
Decline low-paying work with calm, data-backed messaging.
Email generator that uses a user's floor rate to decline scope creep or underpriced work politely.
Measure profit per hour across platforms to find your best engine.
Creator ROI tool comparing time spent vs revenue across platforms to identify highest return per hour.
Start with your floor rate, explore the thinking behind it, and adapt it to your profession.
The system
Tools. Guides. Blueprints.
Calculate your rate, understand the logic, and tailor it to your role.